What to do after an injury when dealing with insurance companies

Dealing with insurance companies can be stressful. Here are some key dos to help you navigate the situation.

Do:

• You should seek medical attention as soon as possible. This is the most important thing you can do. The doctor’s report establishes your injuries, and ties them to the accident.
• Report the Accident: As soon as you can, inform your insurance company of the accident. Do not forget to exchange insurance and contact details with all parties involved.
• Document everything: Take photos of the scene and damage to vehicles. Also, take pictures of any visible injuries. Keep copies of all medical bills, police reports and communications with your insurance company.
• Do not admit fault or discuss the accident in depth.
• Legal Counsel is a good idea: A personal injury lawyer can help you navigate the claim process, negotiate with insurance companies, and receive fair compensation.

Don’t:

• Do not delay medical attention: Even minor pains can become more severe. A medical evaluation is important for your health, and it creates documentation that can be used to support any potential claims.
• Don’t Sign Anything without Understanding: Consult an attorney before signing any documents or settlements offered by the insurance company.
• Accept the first offer: Insurance companies will often settle claims for less money than they are worth. Consult your lawyer to determine if the initial offer is fair.
• It is not time to blame anyone. Let your attorney handle this part of the case.
• Avoid posting about the accident on social media: Insurance companies can use your posts to their advantage. Do not post details of the accident or injuries on social media.

Insurance companies only care about their bottom line. You can protect yourself and your rights by following these rules. Do not hesitate to consult a personal injury lawyer if you are unsure or overwhelmed about the next steps.

This article was written by Jeanette Secor PA Attorney at Law.

Since over 20 years the law firm of Jeanette Secor PA, in St. Petersburg FL, has become the first choice for anyone seeking justice following an injury. Jeanette Secor is a renowned slip-and-fall attorney st. pete fl who has successfully represented clients in car accidents and motorcycle accidents.